Many Ways To Save Money

Here are some terrific ways to save money on different areas of your life. Combine the high deductible with a healthcare spending account to save money. Instead of avoiding, the higher deductible for employer provided insurance, place the amount of the deductible into a healthcare savings account and you will save money on the high deductible while having the needed health insurance. The health care savings required qualified expenses so use the expenses that may qualify such as Tylenol, medical payments, and other over the counted drugs.

Sign up for Google Alerts to see the things on sale. This is a new feature with Google and you receive emails with the sale information so you can purchase the needed items at a cost savings. You state what kind of items you want to be notified about and Google will send you the alerts directly to your email. What a great concept to save money on so many things at Best Buy, K-mart, Wal-Mart, and so many other stores.

Pay your bills online and save the cost of stamps and checks. Most banks offer online bill payments so you get to make sure all your expenses are paid on time and see the amounts clear your bank account allowing for better budgeting in your life.

Locate your bakery thrift store and save money with the bargains on bread and other baked products for as low as fifty cents for a loaf of bread. They sell cakes, and snacks at the same savings.

Avoid spending money for your coffee at Starbucks by purchasing or drinking the coffee at your office. Buy the flavorings to make the coffee taste the way you like it. Save money on the expensive coffee and make the addition to your monthly savings.

For the person that travels a great deal, invest in a GPS unit to save on the gas you waste when trying to locate where you are going. Buy one during the holidays when there are sales to add to the savings. Tell your friends and family you want to get one and maybe they will get it for you as a birthday or Christmas present. Look on websites like EBay and Amazon for deals on the GPS unit. They have good deals on quality units.

Change your cell phone plan for cheaper service. If you do not use the phone more than the minutes, you are paying for you are wasting your money each month. There are carriers with plans that only charge for the minutes you use and even newer services such as Cricket and Boost where you have all the benefits of the major cell phone companies at a reduced price. You can still keep your same cell phone number when you switch providers so that is a great benefit for people who do not want to lose touch with friends and family that are used to the number they have currently.

Stop ordering soft drinks when you dine out. The water is free and is healthier for you. The costs of the sodas are expensive. Bring along a dry mix drink packet to add to the water. The restaurants change the average of $2 a drink, since the water is free, you will be saving at least that amount with every meal.

Find out with your mortgage company if you can cancel the PMI insurance on your mortgage. This is usually for the first year or two. The savings can add up to about $50 a month or more based on the type of insurance you have. This is over $600 a year you could be paying too much on your mortgage.